{"id":7,"date":"2026-10-26T19:43:34","date_gmt":"2026-10-26T19:43:34","guid":{"rendered":"https:\/\/demos.csbwebhost.com\/realestate\/faq\/"},"modified":"2026-10-27T16:49:03","modified_gmt":"2026-10-27T16:49:03","slug":"faq","status":"publish","type":"page","link":"https:\/\/demos.csbwebhost.com\/realestate\/faq\/","title":{"rendered":"FAQ"},"content":{"rendered":"\n<div class=\"et_pb_section_0 et_pb_section et_section_regular et_flex_section ngh-page-hero\">\n<div class=\"et_pb_row_0 et_pb_row et_flex_row ngh-row\">\n<div class=\"et_pb_column_0 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_text_0 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><p class=\"ngh-eyebrow\">FAQ<\/p>\n<h1>Questions, <em>answered plainly.<\/em><\/h1>\n<p class=\"ngh-lead\">The things buyers and sellers ask us most. Still wondering? Call <a href=\"tel:+15555550124\">(555) 555-0124<\/a> and talk to an agent.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_1 et_pb_section et_section_regular et_flex_section ngh-faq\">\n<div class=\"et_pb_row_1 et_pb_row et_flex_row ngh-row ngh-split ngh-split--top ngh-sticky-row\">\n<div class=\"et_pb_column_1 et_pb_column et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_15_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone ngh-faq-main\">\n<div class=\"et_pb_text_1 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><h2 class=\"ngh-faq-title\">Buying<\/h2>\n<\/div><\/div>\n<div class=\"et_pb_accordion_0 et_pb_accordion et_pb_module et_flex_module ngh-accordion\">\n<div class=\"et_pb_accordion_item_0 et_pb_accordion_item et_pb_toggle et_pb_module et_pb_toggle_open et_flex_module\"><h5 class=\"et_pb_toggle_title\">Do I need to be pre-approved before viewing homes?<\/h5><div class=\"et_pb_toggle_content et_flex_module\"><p>It's not required for a first look, but in a competitive market sellers expect a pre-approval letter with any offer. We can introduce you to local lenders who turn them around in a day or two.<\/p>\n<\/div><\/div>\n<div class=\"et_pb_accordion_item_1 et_pb_accordion_item et_pb_toggle et_pb_module et_pb_toggle_close et_flex_module\"><h5 class=\"et_pb_toggle_title\">How much do I need for a down payment?<\/h5><div class=\"et_pb_toggle_content et_flex_module\"><p>Less than many people think. Conventional loans start at 3% down, FHA at 3.5%, and VA loans can be 0%. Putting down less than 20% usually means paying mortgage insurance.<\/p>\n<\/div><\/div>\n<div class=\"et_pb_accordion_item_2 et_pb_accordion_item et_pb_toggle et_pb_module et_pb_toggle_close et_flex_module\"><h5 class=\"et_pb_toggle_title\">What are closing costs?<\/h5><div class=\"et_pb_toggle_content et_flex_module\"><p>Fees for the loan, title, appraisal and taxes, typically 2\u20135% of the purchase price for buyers. Your lender will give you an itemised estimate early on.<\/p>\n<\/div><\/div>\n<div class=\"et_pb_accordion_item_3 et_pb_accordion_item et_pb_toggle et_pb_module et_pb_toggle_close et_flex_module\"><h5 class=\"et_pb_toggle_title\">Does it cost anything to use a buyer's agent?<\/h5><div class=\"et_pb_toggle_content et_flex_module\"><p>You'll sign a buyer agreement that sets out our fee before you tour. In most sales it's paid by the seller, and we'll always show you exactly how it works for each home.<\/p>\n<\/div><\/div>\n<\/div>\n<div class=\"et_pb_text_2 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><h2 class=\"ngh-faq-title\">Selling<\/h2>\n<\/div><\/div>\n<div class=\"et_pb_accordion_1 et_pb_accordion et_pb_module et_flex_module ngh-accordion\">\n<div class=\"et_pb_accordion_item_4 et_pb_accordion_item et_pb_toggle et_pb_module et_pb_toggle_open et_flex_module\"><h5 class=\"et_pb_toggle_title\">How do you decide on a listing price?<\/h5><div class=\"et_pb_toggle_content et_flex_module\"><p>We look at comparable homes sold nearby in the last three to six months, adjust for size, condition and features, and factor in current demand. You'll see every comparable we used.<\/p>\n<\/div><\/div>\n<div class=\"et_pb_accordion_item_5 et_pb_accordion_item et_pb_toggle et_pb_module et_pb_toggle_close et_flex_module\"><h5 class=\"et_pb_toggle_title\">Should I renovate before selling?<\/h5><div class=\"et_pb_toggle_content et_flex_module\"><p>Usually not in a big way. Paint, small repairs, decluttering and good lighting deliver the best return. We'll give you a prioritised list with rough costs.<\/p>\n<\/div><\/div>\n<div class=\"et_pb_accordion_item_6 et_pb_accordion_item et_pb_toggle et_pb_module et_pb_toggle_close et_flex_module\"><h5 class=\"et_pb_toggle_title\">How long will it take to sell?<\/h5><div class=\"et_pb_toggle_content et_flex_module\"><p>Well-priced homes in Springfield are selling in 16 days on average right now. Closing usually takes another 30 to 45 days after you accept an offer.<\/p>\n<\/div><\/div>\n<\/div>\n<div class=\"et_pb_text_3 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><h2 class=\"ngh-faq-title\">Working with us<\/h2>\n<\/div><\/div>\n<div class=\"et_pb_accordion_2 et_pb_accordion et_pb_module et_flex_module ngh-accordion\">\n<div class=\"et_pb_accordion_item_7 et_pb_accordion_item et_pb_toggle et_pb_module et_pb_toggle_open et_flex_module\"><h5 class=\"et_pb_toggle_title\">Are you tied into long contracts?<\/h5><div class=\"et_pb_toggle_content et_flex_module\"><p>No. Our listing agreements can be cancelled with 14 days' notice if you're not happy. We'd rather earn your business than lock you in.<\/p>\n<\/div><\/div>\n<div class=\"et_pb_accordion_item_8 et_pb_accordion_item et_pb_toggle et_pb_module et_pb_toggle_close et_flex_module\"><h5 class=\"et_pb_toggle_title\">Can you help me buy and sell at the same time?<\/h5><div class=\"et_pb_toggle_content et_flex_module\"><p>Yes, and we do it often. We'll plan the timing, explore options like bridge loans or rent-backs, and make sure you're never stuck with two homes or none.<\/p>\n<\/div><\/div>\n<div class=\"et_pb_accordion_item_9 et_pb_accordion_item et_pb_toggle et_pb_module et_pb_toggle_close et_flex_module\"><h5 class=\"et_pb_toggle_title\">Do you work outside Springfield?<\/h5><div class=\"et_pb_toggle_content et_flex_module\"><p>We cover Springfield and the surrounding towns within about 25 miles. Further afield, we'll refer you to an agent we trust.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_column_2 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_9_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone ngh-faq-side\">\n<div class=\"et_pb_code_0 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><aside class=\"ngh-gloss\"><p class=\"ngh-gloss-tag\"><svg class=\"ngh-ico\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><circle cx=\"11\" cy=\"11\" r=\"7\"\/><path d=\"M20 20l-4-4\"\/><\/svg>Jargon buster<\/p><h3>Real estate glossary<\/h3><dl><dt>Earnest money<\/dt><dd>A deposit (often 1\u20133%) showing you're serious, held in escrow and credited at closing.<\/dd><dt>Contingency<\/dt><dd>A condition in your offer, like a good inspection or financing, that lets you back out.<\/dd><dt>Escrow<\/dt><dd>A neutral third party holding money and documents until the sale completes.<\/dd><dt>Appraisal<\/dt><dd>The lender's independent estimate of the home's value.<\/dd><dt>Comps<\/dt><dd>Comparable nearby sales used to price a home.<\/dd><\/dl><a class=\"ngh-btn ngh-btn--block\" href=\"https:\/\/demos.csbwebhost.com\/realestate\/contact\/#quote\">Talk to an agent<svg class=\"ngh-ico\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/svg><\/a><\/aside><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_2 et_pb_section et_section_regular et_flex_section ngh-cta\">\n<div class=\"et_pb_row_2 et_pb_row et_flex_row ngh-row ngh-cta-row\">\n<div class=\"et_pb_column_3 et_pb_column et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_14_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_text_4 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><p class=\"ngh-eyebrow\">Thinking of moving?<\/p>\n<h2>Find out what your home <em>is worth today.<\/em><\/h2>\n<p class=\"ngh-cta-sub\">A free, no-obligation valuation from an agent who knows your street.<\/p>\n<\/div><\/div>\n<\/div>\n<div class=\"et_pb_column_4 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_10_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_code_1 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"ngh-cta-box\"><a class=\"ngh-btn ngh-btn--white ngh-btn--block\" href=\"https:\/\/demos.csbwebhost.com\/realestate\/contact\/#quote\">Get my valuation<svg class=\"ngh-ico\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/svg><\/a><a class=\"ngh-btn ngh-btn--ghost ngh-btn--block\" href=\"tel:+15555550124\"><svg class=\"ngh-ico\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M5 3h4l2 5-2.5 1.5a11 11 0 0 0 6 6L16 13l5 2v4a2 2 0 0 1-2 2A16 16 0 0 1 3 5a2 2 0 0 1 2-2z\"\/><\/svg>(555) 555-0124<\/a><\/div><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":0,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-7","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/demos.csbwebhost.com\/realestate\/wp-json\/wp\/v2\/pages\/7","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/demos.csbwebhost.com\/realestate\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/demos.csbwebhost.com\/realestate\/wp-json\/wp\/v2\/types\/page"}],"replies":[{"embeddable":true,"href":"https:\/\/demos.csbwebhost.com\/realestate\/wp-json\/wp\/v2\/comments?post=7"}],"version-history":[{"count":2,"href":"https:\/\/demos.csbwebhost.com\/realestate\/wp-json\/wp\/v2\/pages\/7\/revisions"}],"predecessor-version":[{"id":22,"href":"https:\/\/demos.csbwebhost.com\/realestate\/wp-json\/wp\/v2\/pages\/7\/revisions\/22"}],"wp:attachment":[{"href":"https:\/\/demos.csbwebhost.com\/realestate\/wp-json\/wp\/v2\/media?parent=7"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}